Finance your projects with a fixed rate of 3.1%
Simulate your financing, submit your application in a few steps and review every answer before you send it. Applications are assessed individually and approval is not automatic.
Why Veloria Finance
A process built for you
A clear, fast and reliable financing process — on your phone as well as on your computer.
Application online
Submit your application from a computer, tablet or smartphone in a few minutes.
Instant calculation
Estimate your monthly payment and total cost before applying, for indicative purposes.
A simple process
The form fits on a single page, with no unnecessary jargon or steps.
Clear information
The terms and limits of the process are clearly stated at every stage.
04 · Solutions
All solutions →
Our financing solutions
Choose the area that suits you best.
For your personal needs
A solution that can help you carry out a range of planned projects and expenses, based on your situation.
Find out moreCarry out your project
Renovation, equipment, mobility or another planned project: tell us about your need.
Find out moreReview your monthly payment
Adjust the amount and duration to get an indicative financing estimate.
Calculate
Your projects
What project would you like to finance?
Find yourself in one of these areas. You'll be able to refine your need when you apply.
Repairs and renovation
Prepare your home improvement, renovation or equipment project.
Mobility
Get help buying or replacing a vehicle or other mobility solution.
Equipment
Finance an important purchase or significant equipment for your project.
Personal project
A planned family or personal project, described with an appropriate amount and duration.
Home
Fittings, furniture or comfort improvements in your home.
Other projects
Tell us about your need when you apply — every case is assessed individually.
Simulator
Calculate your financing
Adjust the amount and duration to instantly see the monthly payment at a fixed annual rate of 3.1%. Result is indicative — this is not a loan offer.
How does it work?
From simulation to financing, in five steps
Each step is explained plainly, with no vague wording — here is exactly what happens and when.
01
Simulate
Choose an amount and duration in the simulator to see an indicative monthly payment at the fixed rate of 3.1%. This step commits you to nothing.
02
Send your application
Fill in the one-page form with your project, contact details and situation, review it, then confirm and send it.
03
Your file is reviewed
Our team checks your application against the applicable eligibility criteria. Additional documents may be requested at this stage.
04
You receive a decision
We contact you by email or phone to communicate the outcome of the assessment. Approval is never automatic or guaranteed.
05
Finalize your financing
If your application is approved, the next steps to finalize your financing are explained to you individually before anything is finalized.
Security and confidentiality
Your information stays confidential
The security of your data is at the heart of our platform. All data is transmitted over an encrypted connection, and your information is accessible only to people authorised to process your application.
Secure transmission
Information is transmitted over HTTPS to a protected server.
Controlled access
Your data is accessible only to authorised staff.
Confidentiality
Your information is used within the limits set out in our privacy policy.
Transparency
At every stage, you know why information is being requested.
Our principles
A platform built on trust
Four simple commitments, visible on every page of this site.
Security
Your information is transmitted over a secure connection.
Transparency
Calculations are clearly marked as indicative.
Simplicity
A process designed to be easily completed on any device.
Support
A team available to answer your questions.
Frequently asked questions
Your questions, our answers
Clear answers to help you at every stage of the process.
How long does the form take to fill in?
About 3 minutes, depending on the information you have to hand. Everything fits on a single page — before sending, you can go back and review everything.
Is the simulator free and without obligation?
Yes. The simulator is completely free and creates no obligation for you. You can adjust the amount and duration as many times as you like.
What happens after I send my application?
You will receive a confirmation with a reference number, then your application will be assessed by our team under the applicable conditions. A team member may contact you by email or phone.
Can I fill in the application from my phone?
Yes. The process is optimised for phone, tablet and computer. We recommend completing it in a single session, as answers are not automatically saved.
Do I need documents to get started?
No — the information requested in the form is enough for the initial application. Additional documents may be requested during assessment if needed.
Is there a more detailed FAQ section?
Yes, visit our FAQ section, where you'll find detailed answers about the simulator, documents, data protection and customer support.
Have another question?
Our team is ready to help.
Ready to get started?
Your project starts here
Share your need in a few steps and prepare your application online. You stay in control of your answers right up until you submit.