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Privacy

Your privacy — our responsibility

Here we explain what data may be collected, why it is used, who it may be shared with and what your rights are.

In brief

Veloria Finance is an information and application-collection platform. Submitting the form allows your application to be transmitted for assessment under the proposed process; it does not mean approval or a promise of financing.

The elements shown in brackets must be replaced with real information before the site is launched in a production environment. This page must be reviewed with the data controller and the service providers actually chosen.

1. Data controller

The data controller is Veloria Finance, whose registered office is at Dariaus ir Girėno g. 68A, LT-74185 Jurbarkas, Lithuania, registered under company number 304940180. Contact: kontakt@veloriafin.com or via the contact page. Data Protection Officer, if one is appointed: their identity and contact details will be published here once confirmed.

2. Data collected

Depending on the form used and the information you enter, we may process:

  • Data provided directly: first name, last name, email address and phone number (application form); name, email address and message (contact form).
  • Project-related data: type of financing, amount and duration wanted.
  • Situation data: employment status and declared monthly income.
  • Technical data: hashed IP address, browser identifier and technical logs, only if actually generated and necessary for security purposes.

Required fields are marked on the forms. We recommend not sending any sensitive or unnecessary data.

3. Purposes and Veloria's role

  • Receiving and processing your application so it can be assessed within the proposed financing process.
  • Contacting you about your application or a message sent through the site.
  • Ensuring the security of the site, preventing misuse and managing incidents.
  • Complying with legal obligations and responding to requests from competent authorities.

Veloria Finance AB acts as a direct lender. Submitting an application is not, by itself, a loan decision: every application is still assessed individually against the applicable eligibility criteria.

4. Legal bases

The legal basis depends on the specific purpose:

  • Processing your application: pre-contractual steps taken at your request as the direct lender, with a view to entering into a credit agreement.
  • Responding to a message: pre-contractual steps or legitimate interest, depending on the content of the message.
  • Security and misuse prevention: legitimate interest, subject to the applicable balancing of interests.
  • Legal obligations: legal obligation.
  • Marketing, if implemented: consent, where required.

The consent checkbox on the form confirms that you have read the processing described here; it does not replace the specific legal basis applicable to each purpose.

5. Data recipients

Data is accessible to authorised staff who need it and to the processors actually used: LWS (lws.fr) (hosting and database), Resend (used solely to send notification and confirmation emails) and Payszone, a licensed payment institution operating in the European Union (used to process financing payments and transfers). Competent authorities may also receive data where required by law. No data is sold to third parties.

6. Retention periods

Personal data is retained for a period proportionate to the purpose for which it was collected and in accordance with applicable legal obligations. Retention periods may vary depending on the nature of the data and the processing context.

  • Data required to fulfil a legal obligation: the period provided for by the applicable law.
  • Cookies: according to the duration of each cookie, set out in the cookie policy.

7. Security

Veloria Finance implements technical and organisational measures designed to protect personal data against unauthorised access, loss, alteration or disclosure. Depending on the infrastructure actually used, these measures may include encrypted transmission, access control, system protection, backups, incident monitoring and restricting access to authorised staff only. The measures actually applied must be verified before publication.

8. Your rights

  • The right to access your data.
  • The right to request correction of your data.
  • The right to request deletion of your data where provided for by law.
  • The right to restrict processing.
  • The right to data portability.
  • The right to object to processing.
  • The right to withdraw your consent at any time.
  • The right to lodge a complaint with the competent supervisory authority.

You can exercise these rights at kontakt@veloriafin.com or via the contact page. You may be asked to reasonably confirm your identity.

9. Data transfers outside the European Economic Area

Veloria Finance uses Resend solely to send notification and confirmation emails related to your application or message — no other processing is carried out by this provider. Resend is a service provider based in the United States, which may involve a transfer of personal data (your name, email address and the content of the notification) outside the European Economic Area.

The specific legal safeguard relied on for this transfer (such as standard contractual clauses or another mechanism recognised under the GDPR) is being confirmed with our provider and will be published here once finalised.

10. Cookies and complaints

Cookies are described in the cookie policy. Without prejudice to any other rights, you may lodge a complaint with VDAI (the State Data Protection Inspectorate of Lithuania) or the competent supervisory authority in your country of residence.

11. Contact and updates

For any question relating to this policy, please use the contact page or the address given in section 1. This policy will be updated if the data controller, purposes, service providers, retention periods or cookies change. Last updated: 6 September 2026.