Repairs and fittings
Renovation, decorating, home improvements.
Personal loan
A personal loan tailored to your project
Need to finance a personal project, a planned expense or equipment? Share your need, choose the amount and duration you want, then prepare your application through a simple and secure process.
Secure process · Structured application · Individual assessment
In more detail
A personal loan for a wide range of projects
A personal loan can help meet a wide range of needs, without necessarily requiring you to specify exactly how the funds will be used. Describe your project clearly — the amount you want, the planned repayment duration, your employment status, your income — so your application can be assessed individually.
Mobility
A vehicle or mobility-related expenses.
Equipment
Computer equipment, appliances, personal gear.
Family project
A planned personal or family project.
Significant expense
A one-off expense that requires appropriate financing.
Another project
Simply tell us about your need in the application.
Before you apply
Three things worth checking
- ✓Amount
Set an amount that realistically matches your need.
- ✓Duration
Compare several durations in the simulator to see their effect on the monthly payment and total cost.
- ✓Repayment
Before committing, assess your income, expenses and existing commitments.
Worth knowing
Personal loan, in brief
A few specific points to help you prepare your application with confidence.
01
Flexible use
A personal loan can help meet a wide range of needs, without necessarily requiring you to specify exactly how the funds will be used. That said, stating your financing purpose — fittings, equipment, a family project — helps us assess your application better.
02
Duration and monthly payment — a trade-off
A longer duration reduces the monthly payment but may increase the total cost of the loan. A shorter duration increases the payment but reduces the cost. The simulator lets you assess this trade-off for indicative purposes.
03
A monthly payment that fits your budget
Before applying, take into account your income and all your expenses (rent, existing loans, fixed costs) to estimate what monthly payment you can reasonably afford. Our customer team can explain how the process works.
Common questions
You're probably wondering…
What is a personal loan?
Financing intended for a wide range of personal needs, the use of which generally doesn't need to be justified in detail.
What projects can it finance?
Repairs, mobility, equipment, a family project, a significant expense or any other personal need you describe in the application.
Can I apply without stating exactly how the funds will be used?
A personal loan essentially doesn't require the use of funds to be justified. That said, we recommend describing the purpose in the form to make your file clearer.
How do I choose the duration?
The simulator lets you compare several durations and estimate, for indicative purposes, their effect on the monthly payment and total cost.
Can I change the duration after sending my application?
The planned duration can be discussed during assessment, under the applicable conditions. It is not contractually fixed simply by sending the form.
Will the rate shown in the simulator apply to me?
No. The simulator rate is simply an indicative slider you choose yourself; it does not determine the rate that may be offered to you.
What documents might be requested?
Depending on the nature of your file, additional documents may be requested during assessment (proof of identity, income, residence, possibly a recent bank statement).
Is an application approved automatically?
No. No application is approved automatically. Each file is assessed individually against the applicable criteria.
Ready to get started?
Your project can start here
Share your need in a few steps, state the amount and duration you want, then review your application before sending it.
Worth knowing: the loan is a commitment and must be repaid. Before committing, check your ability to repay it. No application is approved automatically: each file is assessed individually under the applicable conditions.