Transparency
Clear information, with no misleading presentation.
About Veloria Finance
Financing starts with clear information
Veloria Finance offers a simple and transparent way to submit your project, learn about financing options and send your application online in an environment built to protect your information.
Who we are
Veloria Finance in a few facts
The information below reflects what is confirmed today. Anything not yet confirmed is marked clearly rather than assumed.
- ✓Legal name
Veloria Finance AB (Akcinė bendrovė — a Lithuanian public limited company)
- ✓Country of registration
Lithuania — registered office at Dariaus ir Girėno g. 68A, LT-74185 Jurbarkas, Lithuania, company number 304940180.
- ✓Share capital
€5,852,125
- ✓Our role
Veloria Finance acts as a direct lender: financing is granted directly by Veloria Finance, not by a third-party bank or referral partner.
- ✓What we offer
An online platform to estimate and apply for financing at a fixed annual rate of 3.1%, reviewed individually for each application.
- ✓Language versions
The site is currently published in Lithuanian, German, Latvian, Polish and English.
Payments. Financing payments and transfers are processed through
Payszone, a licensed payment institution operating in the European Union.
The exact list of countries where the credit offer is available is being finalised
and will be published here shortly. The fixed rate of 3.1% applies to every
assessed application; approval itself is never automatic and remains subject to
our standard review.
Our mission
Why Veloria Finance exists
Financing processes can quickly become complicated. Veloria Finance was created to make this first step simpler: understand your options, submit your project and share your information through a clear process.
Our goal is to offer a modern, accessible and transparent digital experience, with particular attention paid to the confidentiality of the information you share.
Our approach
Four pillars, one direction
We choose clear information, simple processes and responsible communication — over any kind of commercial pressure.
Simplicity
A digital process that's easy to understand straight away.
Security
Particular attention paid to protecting the information you share.
Responsibility
Realistic communication, with no promises of automatic approval.
How we work
From your first visit to the assessment of your application
A clear path, with no detours or surprises.
01
Understand
Explore our sections, compare financing options and estimate your monthly payment.
02
Submit
Describe your project and situation in a clear form, with no unnecessary jargon.
03
Check
Review your answers before sending — you can change every field right up until the final click.
04
Assessment
Your application is transmitted for assessment under the applicable conditions.
Confidentiality and security
Protecting information — a pillar of our platform
Your information is used only to assess your application, within the limits set out in our privacy policy. It is transmitted over an encrypted connection and accessible only to people authorised to process it.
Secure transmission
Data is transmitted over HTTPS to a protected environment.
Controlled access
Only authorised staff can view your file.
Limited use
Your information is used only in the context of your application.
Guaranteed rights
Access, correction, deletion: your GDPR rights are respected.
Our commitment
A relationship built on trust
We believe a quality financial service starts with understandable information, a simple process and responsible communication. Every application is presented clearly, so everyone can move forward with a realistic view of their project.
Common questions
What people ask most often
Is Veloria Finance a bank?
No. Veloria Finance is an online information and financing application platform. Loan-related decisions depend on the applicable conditions and the individual assessment of each file.
Does the calculation commit me to anything?
No. The calculation is indicative. It is not a loan offer and does not commit you to any further action.
How is my data used?
Your data is used only to assess your application, within the limits set out in our privacy policy.
Can I speak to a real person?
Yes. You can reach our team via the contact page for any question about the process or the information requested.
Is an application approved automatically?
No. Every application is assessed individually under the applicable conditions.
Your project deserves a simple process
Start your application in a few minutes or try the simulator first.